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#prepaid

2 posts2 participants0 posts today
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@nico198X @aral @robin Problem with #PayPal et. al. is that there ain't real & global competitiors.

And not only is it impractical for people to travel in person to i.e. Germany just to wait weeks (!!!) on an appointment and get a bank accout opened in person but even then the Bsic Account as per @BaFin regulations only applies to consumers in Germany and not SMEs from overseas and even then those business accounts are usually way more expensive than partnering with an expensive payment processor to outsorce headaches.

  • Ask me how I know...

Needless to say the #PayPalMafia got their power to basically monopolize global payments...

BaFinBasic payment accountIn principle, all consumers legally residing in the European Union are entitled to hold a basic payment account under the German Payment Accounts Act (Zahlungskontengesetz – ZKG). This includes persons without a permanent place of residence and asylum seekers. Persons without a residence permit who cannot be deported due to legal or factual reasons (persons with a suspension of deportation) are also entitled to hold such an account.
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@Rusty @dragonarchitect I disagree re: webOS and FirefoxOS.

#webOS failed due to lack of market penetration (there was only like 1 Tablet from #hp) and #FirefoxOS failed because @mozillaofficial didn't even offer to sell devices to folks like me and @fuchsiii that wanted one.

  • The only devices with #Firefox OS in the #EU were a few #NetLock'd #prepaid phones that got sold in Spain (reqiring ID for no valid reason!) and which were essentially useless for anyone outside of Spain.

Add to that the absurdity that #Mozilla basically expected carriers (!!) to maintain and provide the #AppStore|s themselves and you get market fracturing worse than the "P.R." #China (!!!)…

It was mismanaged and self-sabotaged in the worst possible way.

  • Similar to how #OLPC never sold the #XO1 in retail and didn't even offer the "Give one, Get one" deal in most places...

The #Duopoly of #Android & #iOS wasn't unavoidable, but an outcome of #SelfSabotage and halfassed non-commitment by competitors!

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@tauon Also what goid is an encryption like @signalapp is you don't have #SelfCustody of all the keys?

  • Shure you could disable encryption but @monocles shows you when it's active and when not and comes with sensible defaults like having #OMEMO active per default...

I can setup over a dozen #TechIlliterates 1:1 with #XMPP accounts and #monoclesChat & @gajim / #gajim in the time it takes me to get a #nonKYC #eSIM from overseas with a phone number as mandated by @signalapp and maintaining that number for #Signal will easily cost like $2,50 p.m. at minimum.

  • Whereas a Data-only eSIM is way faster and cheaper to get and maintain.

In fact even legitimately acquiring and registering a #Prepaid #SIM in-store in #Germany takes longer than setting up #Fdroid & monocles chat & a XMPP account whilst on throttled #EDGEland speeds...

possum.city/notes/a3rt4nzbn11z

Possum City🌸 lily 🏳️‍⚧️ :flag_pansexual: :flag_ace: θΔ ⋐ & ∞ (@tauon)@kkarhan@infosec.space > centralised tbh i agree, i don't like that signal is centralised, but that isn't insecure, it's just an anti-feature > proprietary no it isn't, every element of signal is open source > subject to cloud act what is that? are you talking about subpoenaing of information? they legally have to do that anyway, and can't give anything except for the account creation date and the date that the account was last accessed > collects pii like phone numbers i'm pretty sure they don't signal is more secure than anything you've mentioned because on signal, encryption is not optional. any service where encryption is optional is not secure. RE: @tauon@possum.city no, it is not because it is a #Centralized, #proprietary, #SingleVendor & #SingleProvider solution subject to #CloudAct that collects #PII like #PhoneNumbers, which makes it inherently less secure, as they are able and willing to restrict access as they please. RE: ...
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Yet the same internet provider who got a loan with a very very low interest rate, that it can pay in 10 or 15 years; the internet provider who got all the equipment from Huawei to install FTTH in every building! went went crooked and installed FTTC for everyone!

Later on they removed The FTTC Connections (in a year) and went to FTTH and made the people bloody pay for it!

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The second conclusion you will draw is that you will not be able to believe that it's this internet provider, who has these lame rules about their internet gateways, which are obsolete and don't even want to give you a stable internet connection with a normal speed.

What is a normal speed? One GBit up and down symmetrical, that is a normal speed

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The first conclusion that you will draw is that internet in my country is extremely expensive, look how much, actually look how **little** data you get and who look how much you have to pay in US dollars
The average amount of money that someone who has the age of pension gets is 1750 SRD {49.84 USD / 48.02 EUR}

This is what my internet provider charges for prepaid Internet LTE. The prepaid 5G charges are enormous

You can run it through any translation system you want and I'll put down the exchange rate for SRD to EUR and SRD to USD

telesur.sr/prepaid/

ptplaceholder.telesur.sr · Prepaid: Bellen, sms'en en internetten - TelesurDit is pas voordeel!Bel naar Telesur (Mobiele en Vaste) nummers voor SRD 7,78 p/minBel naar andere netwerken in Suriname voor SRD 7,78 p/minEn sms voor SRD
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@bojkotiMalbona @energisch_ @mina @Nickiquote If it was my decision, #Germany would not have signed up on #FATCA bs.

That being said I've not found any #Bank in Germany that rejects #US #citizens (as basically everyone who is a resident regardless of legal status (i.e. seeking asylum, on tourist visa, permanent resident) or even legal address (i.e. even homeless people can get a bank account) as clients per-se since #Banking is regulated as a #utility and every #ConsumerBank must offer "basic accounts".

  • The only problem may be that almost all will #KYC their clients in person and with #cooperative-owned #CreditUnions they'll OFC demand a minimum buy-in of shares (usually around €50-100).

Granted a #BankAccount in Germany is kinda essential and without it one can neither get paid (all employers will wire money using #SEPA, paying wages in #cash isn't even legal in most cases) nor can one make rent, pay utilities and insurance bills (even the most slimy landlords don't want cash!)...

  • Same goes for #CashlessPayments: #girocard is the standard supported by every #BankingCard, as #CreditCards are virtually nonexistant (outside of very rich peoples' pockets and business peoples' / freelancers' wallets) due to high fees and banks being extremely stingy to even approve a credit card that isn't a #prepaid one at all...
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@Saupreiss @unixtippse @der_mit_ph

ALL DAS sind #Downgrades in sachen #UX!

Das gibt's vandalismusgeschützt und robust als Drop-In - Lösung von drölfzig Zahlungsdienstleistern und bedarf weder #Digitalzwang noch #AppZwang, wenn die schon kein #Bargeld akzeptieren wollen!

Bei Kleinbeträgen bis €25 wäre auch #CallPay & #SMSpayment problemlos machbar, was auch mit nem #StupidPhone samt #Prepaid-#SIM geht, ohne Registrierungs-Zwang!

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@frumble @mozilla Und ja, alle #WebDevs die ich kenne waren begeistert wo #FirefoxOS vorgestellt wurde weil dann ist #Apps programmieren umso einfacher und ohne Bullshit möglich...

  • Doof nur dass weder ich noch @fuchsiii noch sonstwer den ich kannte je ein #Firefox-OS - Gerät kaufen konnten, egal wieviel es gekostet hätte.

Die einzigen FirefoxOS-Geräte in der #EU waren #SimLock'd / #NetLock'd #Prepaid-Handys die nur in Spanien bei Telefonica nur als Bundle mit SIM in Shops verkauft wurden!

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@halva @lynn @deilann

Wrong, as you need a #PhoneNumber just to sign up to @signalapp / #Signal and Signal does use that to discriminate against users and restrict functionality.

And since an increasing number of juristictions don't allow anonymous #PhoneNumbers / mandate #KYC even for #Prepaid numbers, that Phone Number is not only explicit #PII but also Signal never had any "legitimate interest" to demand one, nor is it "technically necessary" in any shape or form (unlike if they still offered #TextSecure to encrypt #SMS and used said phone numbers to update, authenticate and exchange Public Keys)...