Shakedown Social

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Maggie MaybeI got my 1st “your credit card terms have changed, if you reject them you can close your account, if you keep your account you accept them” notice of this recession!!It’s from Bank of America and it’s as long as a short novel, but from what I can tell the only thing they are changing is the balance transfer fee and they’re adding some custom pay plan that robs you of a grace period and charges you an extra monthly fee. In the last recession the first one of these I got was from USAA and it was telling me that they were upset that the prime rate has been 4% for so long that they were changing my credit card interest rate to a floor rate of 6%, if Prime went above 6% so would my rate, it would just never be below 6%.Please read these when you get them, you may want to close your card and pay it off under the old terms depending on what these things say.The banks think the housing market crash/#recession is here again.<a href="https://zeroes.ca/tags/BofA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BofA</a> <a href="https://zeroes.ca/tags/CreditCards" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#CreditCards</a>

Michael PaulinoA drawing from outside the <a href="https://mastodon.social/tags/boston" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#boston</a> <a href="https://mastodon.social/tags/museum" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#museum</a> <a href="https://mastodon.social/tags/of" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#of</a> <a href="https://mastodon.social/tags/finearts" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#finearts</a> <a href="https://mastodon.social/tags/bofa" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#bofa</a> <a href="https://mastodon.social/tags/michaelpaulino" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#michaelpaulino</a> <a href="https://mastodon.social/tags/michaelpaulinostudios" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#michaelpaulinostudios</a> <a href="https://mastodon.social/tags/3dprinting" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#3dprinting</a> <a href="https://mastodon.social/tags/siliconvalley" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#siliconvalley</a> <a href="https://mastodon.social/tags/ibm" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ibm</a> <a href="https://mastodon.social/tags/googlelabs" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#googlelabs</a> <a href="https://mastodon.social/tags/microsoft" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#microsoft</a> <a href="https://mastodon.social/tags/michaelpaulinostudios" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#michaelpaulinostudios</a> <a href="https://mastodon.social/tags/journalist" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#journalist</a> <a href="https://mastodon.social/tags/mrveryviral" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#mrveryviral</a> <a href="https://mastodon.social/tags/deepseek" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#deepseek</a> <a href="https://mastodon.social/tags/huggingface" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#huggingface</a> <a href="https://mastodon.social/tags/perchance" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#perchance</a> <a href="https://mastodon.social/tags/chatgpt" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#chatgpt</a> <a href="https://mastodon.social/tags/llm" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#llm</a> <a href="https://mastodon.social/tags/opensource" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#opensource</a> <a href="https://mastodon.social/tags/reason" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#reason</a> <a href="https://mastodon.social/tags/logo" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#logo</a> <a href="https://mastodon.social/tags/logic" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#logic</a> <a href="https://mastodon.social/tags/nyc" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#nyc</a> <a href="https://mastodon.social/tags/graphicdesign" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#graphicdesign</a> <a href="https://mastodon.social/tags/fiverr" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#fiverr</a> <a href="https://mastodon.social/tags/github" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#github</a> <a href="https://mastodon.social/tags/coding" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#coding</a> <a href="https://mastodon.social/tags/wordpress" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#wordpress</a>

D. CreemerIs there any decent US <a href="https://sfba.social/tags/bank" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#bank</a> that offers real <a href="https://sfba.social/tags/2fa" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#2fa</a> where I can disable SMS? The <a href="https://sfba.social/tags/BofA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BofA</a> app has become mostly ads and is getting less usable…. I know about (and use) Credit Unions - please let me know about a bank

Nonilex<a href="https://masto.ai/tags/Trump" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Trump</a> said he would bring <a href="https://masto.ai/tags/corporate" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#corporate</a> <a href="https://masto.ai/tags/tax" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#tax</a> down to 15% if companies make their product in the US.Trump then attacked <a href="https://masto.ai/tags/BofA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BofA</a>, "I hope you start opening your bank to conservatives, because many conservatives complain that the banks are not allowing them to do business within the bank, & that included a place called Bank of America. ... what you're doing is wrong,"<a href="https://masto.ai/tags/WEF" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#WEF</a> <a href="https://masto.ai/tags/economy" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#economy</a>

anna_lillith 🇺🇦🌱🐖like the <a href="https://mas.to/tags/MountainValleyPipeline" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#MountainValleyPipeline</a>, <a href="https://mas.to/tags/CoastalGaslinkPipeline" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#CoastalGaslinkPipeline</a> and <a href="https://mas.to/tags/PlaqueminesLNG" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PlaqueminesLNG</a> export terminal in Southeast <a href="https://mas.to/tags/Louisiana" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Louisiana</a>. Sign the petition below, demanding <a href="https://mas.to/tags/BofA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BofA</a> divest from methane gas NOW.- Rainforest Action Network <a href="https://mas.to/tags/EndFossilFuels" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#EndFossilFuels</a> <a href="https://mas.to/tags/GlobalBoiling" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#GlobalBoiling</a> <a href="https://mas.to/tags/ClimateCrisis" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ClimateCrisis</a> 3/3<a href="https://act.ran.org/page/57149/petition/1?ea.tracking.id=e_en&en_og_source=e_en&utm_medium=Email&utm_source=EngagingNetworks&utm_campaign=utm_campaign" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://act.ran.org/page/57149/petition/1?ea.tracking.id=e_en&en_og_source=e_en&utm_medium=Email&utm_source=EngagingNetworks&utm_campaign=utm_campaign</a>

Carolleisa<a href="https://mastodon.social/tags/ClimateProtest" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ClimateProtest</a> <a href="https://mastodon.social/tags/NYC" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#NYC</a> <a href="https://mastodon.social/tags/BofA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BofA</a>: BREAKING: Climate activists are marching down 5th Ave towards <a href="https://mastodon.social/@bankofamerica" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@bankofamerica</a> to demand climate justice NOW. BofA is the THIRD largest funder of fossil fuels in the world. Protect our future and DIVEST NOW!<a href="https://x.com/ran/status/1704147648142246203?s=12&t=iMuY-PI5wnM_EUwSRSg09Q" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://x.com/ran/status/1704147648142246203?s=12&t=iMuY-PI5wnM_EUwSRSg09Q</a>

theromitUgh. <a href="https://mastodon.online/tags/TurboTax" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#TurboTax</a> becoming more useless each year. Couldn’t do the complex mortgage interest calc last year and this year it’s unable to import <a href="https://mastodon.online/tags/BankOfAmerica" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BankOfAmerica</a> data. Was on the phone with a very patient customer service agent for 1h 40m (!!) and the end result was upload PDF or enter manually. Given that <a href="https://mastodon.online/tags/BofA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BofA</a> also has <a href="https://mastodon.online/tags/MerrillLynch" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#MerrillLynch</a> and stock data, it’s a huge issue in my case :-(

beSpacificWhat a surprise - look who benefits from the emerging bank crisis <a href="https://newsie.social/tags/SVB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#SVB</a> <a href="https://newsie.social/tags/Silvergate" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Silvergate</a> <a href="https://newsie.social/tags/SignatureBank" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#SignatureBank</a> - Bank of America <a href="https://newsie.social/tags/BofA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BofA</a> received deposits worth over $15B in recent days. The <a href="https://newsie.social/tags/lender" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#lender</a> benefitted from the collapse of three smaller banks due in part to its reputation as a more secure institution. <a href="https://www.bloomberg.com/news/articles/2023-03-15/bofa-gets-more-than-15-billion-in-deposits-after-svb-failure" rel="nofollow noopener noreferrer" target="_blank">https://www.bloomberg.com/news/articles/2023-03-15/bofa-gets-more-than-15-billion-in-deposits-after-svb-failure</a>

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