Shakedown Social

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Kevin Karhan :verified:<a href="https://toot.io/@hisold" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@hisold</a> <a href="https://chaos.social/@leyrer" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@leyrer</a> EXAKT DAS!Außerdem ist <a href="https://infosec.space/tags/Lastschrift" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Lastschrift</a> auf <a href="https://infosec.space/tags/girocard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#girocard</a> mit <a href="https://infosec.space/tags/Ausfallgarantie" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Ausfallgarantie</a> wenn Chip+PIN oder NFC+PIN, d.h. Händler bekommt immer sein Geld!

Kevin Karhan :verified:<a href="https://mastodon.online/@dideldum" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@dideldum</a> <a href="https://social.tchncs.de/@leachimus" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@leachimus</a> ganz einfach:<ul><li>Weil keiner ne schlechtere <a href="https://infosec.space/tags/girocard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#girocard</a> / <a href="https://infosec.space/tags/maestro" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#maestro</a> / <a href="https://infosec.space/tags/ec" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ec</a> - Kopie mehr braucht! Hatten wir schon, nannte sich <a href="https://infosec.space/tags/GeldKarte" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#GeldKarte</a>! </li></ul>Entweder muss nen Zahlungssystem sowohl in-Person als auch online funktionieren oder es wird in beiden Märkten gekilled.<ul><li>Außerdem nutze ich aus Prinzip keine <a href="https://infosec.space/tags/Banking" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Banking</a>-<a href="https://infosec.space/tags/Apps" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Apps</a> weil die NACHWEISLICH ALLE SHICE SIND!</li></ul>

Kevin Karhan :verified:<a href="https://topspicy.social/@alda" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@alda</a> yeah, <a href="https://infosec.space/tags/girocard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#girocard</a> is the big one being used, as it promised banks, payment providers and business cheaper fees.<ul><li>Add to that the cancellation of <a href="https://infosec.space/tags/Maestro" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Maestro</a> by most German banks and it gets further inconvenienced...</li></ul>

Kevin Karhan :verified:<a href="https://topspicy.social/@alda" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@alda</a> OFC said Credit Card systems are in fact built up of a.lot of vanue-removing middlemen between the issuer and the main payment systems provider, including regional and national sublicensees...<ul><li>I mean, there are some national-only "comeptitiors" like <a href="https://infosec.space/tags/girocard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#girocard</a> but they completely fall on their face when it comes to <a href="https://infosec.space/tags/OnlinePayment" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#OnlinePayment</a>.</li></ul>And whilst <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#SEPA</a> <a href="https://infosec.space/tags/WireTransfer" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#WireTransfer</a> is available on almost all domestic [<a href="https://infosec.space/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#EU</a>]-wide shops, <a href="https://infosec.space/tags/InstantSEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#InstantSEPA</a> (wthin 1 hour) is not always available and it can take up to 3 bank days to get transfers finalized at the recieving end.

TinaAuch <a href="https://mastodon.social/tags/Banken" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Banken</a>, <a href="https://mastodon.social/tags/Reisen" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Reisen</a> und <a href="https://mastodon.social/tags/Industrie" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Industrie</a> sind betroffen. Wer Alternativen sucht:US-Firmen: <a href="https://mastodon.social/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PayPal</a>, <a href="https://mastodon.social/tags/Visa" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Visa</a>, <a href="https://mastodon.social/tags/Mastercard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Mastercard</a>, <a href="https://mastodon.social/tags/JPMorgan" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#JPMorgan</a>, <a href="https://mastodon.social/tags/BlackRock" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BlackRock</a>, <a href="https://mastodon.social/tags/GoldmanSachs" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#GoldmanSachs</a>, <a href="https://mastodon.social/tags/Citibank" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Citibank</a>, <a href="https://mastodon.social/tags/Booking" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Booking</a>, <a href="https://mastodon.social/tags/Hilton" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Hilton</a>, <a href="https://mastodon.social/tags/Marriott" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Marriott</a>, <a href="https://mastodon.social/tags/Hertz" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Hertz</a>, <a href="https://mastodon.social/tags/3M" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#3M</a>, <a href="https://mastodon.social/tags/BlackDecker" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BlackDecker</a>, <a href="https://mastodon.social/tags/DeWalt" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#DeWalt</a>, <a href="https://mastodon.social/tags/Caterpillar" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Caterpillar</a>, <a href="https://mastodon.social/tags/Goodyear" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Goodyear</a>, <a href="https://mastodon.social/tags/Chevron" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Chevron</a>, <a href="https://mastodon.social/tags/ExxonMobil" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ExxonMobil</a>.Europäische Alternativen: <a href="https://mastodon.social/tags/Girocard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Girocard</a>, <a href="https://mastodon.social/tags/Revolut" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Revolut</a>, <a href="https://mastodon.social/tags/N26" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#N26</a>, <a href="https://mastodon.social/tags/MilesAndMore" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#MilesAndMore</a>, <a href="https://mastodon.social/tags/Europcar" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Europcar</a>, <a href="https://mastodon.social/tags/Sixt" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Sixt</a>, <a href="https://mastodon.social/tags/Bosch" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Bosch</a>. <a href="https://mastodon.social/tags/Boykott" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Boykott</a>

Marcel SIneM(S)US<a href="https://social.tchncs.de/tags/Girocard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Girocard</a> wächst, Bankomatkarte wächst schneller | heise online <a href="https://www.heise.de/news/Statistik-2024-Bargeldloses-Zahlen-mit-Girocard-im-Handel-am-meisten-gefragt-10287308.html" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://www.heise.de/news/Statistik-2024-Bargeldloses-Zahlen-mit-Girocard-im-Handel-am-meisten-gefragt-10287308.html</a> <a href="https://social.tchncs.de/tags/ElectronicCash" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ElectronicCash</a> <a href="https://social.tchncs.de/tags/eCommerce" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#eCommerce</a>

Kevin Karhan :verified:<a href="https://mstdn.jp/@unseenjapan" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@unseenjapan</a> I think <a href="https://infosec.space/tags/pasmo" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#pasmo</a> and <a href="https://infosec.space/tags/Suica" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Suica</a> (as well as other <a href="https://infosec.space/tags/FeliCa" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#FeliCa</a>-based systems like <a href="https://infosec.space/tags/Octopus" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Octopus</a>) are really super convenient in terms of Pre-<a href="https://infosec.space/tags/NFC" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#NFC</a> <a href="https://infosec.space/tags/RFIC" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#RFIC</a>-based <a href="https://infosec.space/tags/cashless" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#cashless</a> <a href="https://infosec.space/tags/payment" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#payment</a> systems, to the point that <a href="https://infosec.space/tags/vPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#vPay</a>, <a href="https://infosec.space/tags/PayPass" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PayPass</a> and <a href="https://infosec.space/tags/girocard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#girocard</a> (as well as the flopped <a href="https://infosec.space/tags/GeldKarte" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#GeldKarte</a>) are just bad imitations of those!

Kevin Karhan :verified:<a href="https://infosec.exchange/@bojkotiMalbona" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@bojkotiMalbona</a> <a href="https://troet.cafe/@energisch_" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@energisch_</a> <a href="https://berlin.social/@mina" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@mina</a> <a href="https://mstdn.social/@Nickiquote" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@Nickiquote</a> If it was my decision, <a href="https://infosec.space/tags/Germany" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Germany</a> would not have signed up on <a href="https://infosec.space/tags/FATCA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#FATCA</a> bs.<ul><li>Sadly I'm not in position to <a href="https://infosec.space/tags/RepealFATCA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#RepealFATCA</a> and restore <a href="https://infosec.space/tags/privacy" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#privacy</a> as well as outlaw <a href="https://infosec.space/tags/discrimination" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#discrimination</a>. </li></ul>That being said I've not found any <a href="https://infosec.space/tags/Bank" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Bank</a> in Germany that rejects <a href="https://infosec.space/tags/US" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#US</a> <a href="https://infosec.space/tags/citizens" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#citizens</a> (as basically everyone who is a resident regardless of legal status (i.e. seeking asylum, on tourist visa, permanent resident) or even legal address (i.e. even homeless people can get a bank account) as clients per-se since <a href="https://infosec.space/tags/Banking" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Banking</a> is regulated as a <a href="https://infosec.space/tags/utility" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#utility</a> and every <a href="https://infosec.space/tags/ConsumerBank" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#ConsumerBank</a> must offer "basic accounts".<ul><li>The only problem may be that almost all will <a href="https://infosec.space/tags/KYC" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#KYC</a> their clients in person and with <a href="https://infosec.space/tags/cooperative" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#cooperative</a>-owned <a href="https://infosec.space/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#CreditUnions</a> they'll OFC demand a minimum buy-in of shares (usually around €50-100).</li></ul>Granted a <a href="https://infosec.space/tags/BankAccount" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BankAccount</a> in Germany is kinda essential and without it one can neither get paid (all employers will wire money using <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#SEPA</a>, paying wages in <a href="https://infosec.space/tags/cash" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#cash</a> isn't even legal in most cases) nor can one make rent, pay utilities and insurance bills (even the most slimy landlords don't want cash!)...<ul><li>Same goes for <a href="https://infosec.space/tags/CashlessPayments" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#CashlessPayments</a>: <a href="https://infosec.space/tags/girocard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#girocard</a> is the standard supported by every <a href="https://infosec.space/tags/BankingCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#BankingCard</a>, as <a href="https://infosec.space/tags/CreditCards" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#CreditCards</a> are virtually nonexistant (outside of very rich peoples' pockets and business peoples' / freelancers' wallets) due to high fees and banks being extremely stingy to even approve a credit card that isn't a <a href="https://infosec.space/tags/prepaid" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#prepaid</a> one at all...</li></ul>

Kevin Karhan :verified:<a href="https://mstdn.jp/@landley" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@landley</a> the really fun part is that whilst neither <a href="https://infosec.space/tags/VISA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#VISA</a> nor <a href="https://infosec.space/tags/MasterCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#MasterCard</a> nor <a href="https://infosec.space/tags/AMEX" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#AMEX</a> nor <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#PayPal</a> want to admit it, <a href="https://infosec.space/tags/pr0n" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#pr0n</a> is one of their main moneymakers.They just are too cowardly to admit that without "<a href="https://infosec.space/tags/AdultEntertainment" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#AdultEntertainment</a>" and <a href="https://infosec.space/tags/Gambling" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Gambling</a> sites, they'd be just "<a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#SEPA</a> + <a href="https://infosec.space/tags/girocard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#girocard</a>, but worse"...Because at the end of the day, they too are publicly traded corporations, owned and ruled by men almost as horny for money as Marsallek.<a href="https://infosec.space/tags/Christofacists" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Christofacists</a> may believe <a href="https://infosec.space/tags/Porn" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Porn</a> is "evil" but whether they like it or not, said Corporations will gladly and discreetly accept this revenue because if they amd tueir payment processors don't make that money, those that will do so are the ones exchanging <a href="https://infosec.space/tags/Monero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Monero</a> to and from <a href="https://infosec.space/tags/fiat" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#fiat</a>, and that would undermine the current financial mass surveillance that Uncle Sam's proud of so no Sexworker can refuse to pay taxes...It's like with <a href="https://infosec.space/tags/alcohol" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#alcohol</a> and <a href="https://infosec.space/tags/tobacco" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#tobacco</a> and <a href="https://infosec.space/tags/drugs" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#drugs</a> in general: A <a href="https://www.youtube.com/watch?v=VFZ4Rvxhx5w&t=2m40s" rel="nofollow noopener noreferrer" target="_blank">necessary evil</a>...

Jan Wildeboer 😷:krulorange:Ihr erinnert euch an den tagelangen Ausfall bestimmter Zahlungsterminals im letzten Jahr? Heute morgen wurden Erinnerungen daran wach.Girocard Zahlungen mit Karten von Sparkassen gingen ein paar Stunden nicht, offizieller Grund:"Hintergrund war, dass beim Einsatz eines internen Verschlüsselungsverfahrens Störungen aufgetreten sind, die dazu geführt haben, dass Bezahlkarten am Terminal einzelner Händler abgewiesen wurden."<a href="https://www.dsgv.de/newsroom/presse/240404-pm-stoerung-kartenzahlung-17.html" rel="nofollow noopener noreferrer" translate="no" target="_blank">https://www.dsgv.de/newsroom/presse/240404-pm-stoerung-kartenzahlung-17.html</a><a href="https://social.wildeboer.net/tags/girocard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#girocard</a> <a href="https://social.wildeboer.net/tags/Sparkasse" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Sparkasse</a> <a href="https://social.wildeboer.net/tags/KRITIS" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#KRITIS</a> <a href="https://social.wildeboer.net/tags/Finanzen" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#Finanzen</a>

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