#Immigration officials are seeking photographs of the outside of envelopes & packages — an Inspection Service program known as “mail covers” — & #access to the #postal investigation agency’s broad #surveillance systems, including Postal Service online account #data, package- & #mail-tracking info, #CreditCard data & #financial material & #IP addresses….
@byte that's not how it works.
See #JavaCard - on any #ATM / #CreditCard ....
what the “got mine” crowd haven’t reckoned with yet: Republicans will reverse all the forgiven student then small business loans; then they’ll go after anybody carrying #creditCard #medical #mortgage debt.
the #techbros decided the real wars are #class #wars , and to justify their ridiculous valuations this is what they’re doing: militarizing the tech-financial state to police & garnish people’s #incomes #wages
and they want more slavery with debtors’ prisons
Judge Pittman, an appointee of #Trump, agreed w/both sides that the rule violated the #CreditCard Accountability & Disclosure Act of 2009 because it prohibited issuers from charging fees "reasonable & proportional to violations."
The rule capped late fees for issuers with >1M open accounts unless they could prove higher fees were necessary to cover costs.
It was part of #Biden's crackdown on "junk fees," & was intended to reduce the typical late fee from about $32.
#law
https://www.consumerfinance.gov/about-us/newsroom/cfpb-bans-excessive-credit-card-late-fees-lowers-typical-fee-from-32-to-8/
Judge scraps US rule capping #CreditCard late fees at $8
U.S. District Judge Mark Pittman in Fort Worth, #Texas granted a joint request by #Trump’s #CFPB and a coalition of 6 business & banking groups [pretty much who the CFPB is supposed to be protecting #consumers from] including the US Chamber of #Commerce & American #Bankers Association to scrap the rule adopted during President Joe #Biden's administration.
#law #economy #PersonalFinance
https://www.reuters.com/business/finance/judge-scraps-us-rule-capping-credit-card-late-fees-8-2025-04-15/
@katrinakatrinka @digyoursoul I disagree to an extent.
#Monero is way more convenient and way cheaper than #CreditCard|s and #PayPal!
Tell your #senators: #Stop predatory #creditcard rates Pass the 10% cap now! https://click.actionnetwork.org/ss/c/u001.qUXRBnqZ7T8nxbpAcIVwoUsWLkUMWlo_0JmZttSlm3-F26xK6yiF7N1NL2Rt1iJl7aS0dDHcrv0XmOZvBXBopO5ucrA14PKnNuRFXr96T2JeT3tX5gZ2PHPs-eAmFY0uZ-al7oJ3NvNKDc683OiZvtSFEEUBRf6LaAk5e-4xFBqUMIkuEGpo4omjgrObHkIq8m1Lo98BD9I6n9iJ18PqvkMO9C8YJwbmn_eIAG2yNLC5UfhWbs6Q67UXYg723EgCwsxM8iCRiwSct9r428xZIaMNU-2l9xlCJ5LcUdZZAx17Xko-UiFOspoIKgBxruedHN3cHXJrJNj4moPoqfKoOC-g9J41vXRJCZ61h57jJjY7Hf4K_Ucv-uAQKr92jRH8o-X1PFZh6xZ4FHYYBuxDEoLKWq6KsrOBYuOYqc82CxeTh-8APrB9L5QvzH8F1A-c9zSOQSty1zUao0mxhIp2FcfMY_skPvRGPNMNye68imYC7uwPulcB73nMT__Yc22u5TRT2IurZ9daNzDPGne5Lw9eAFnUkqfagUXR3pB1j7_2cjzu2T-lCW3JVb4BLpPe/4e6/knn7JljEQ-CdyEHk4QejkA/h1/h001.p9EU8Spf8-xec5NgheBl7hFUDZEl_EkqTNQqapXJKcc
@carnage4life I have mixed feelings about that.
I.e. a "creator support" plugin that allows people to add and choose affiliate links by someone.
That being said even #PC manufaturers like #hp got caught shoving #AffiliateLinks onto #preinstalls with #bookmarks!
@dave and most worringly:
"How is any #bank allowed to open up accounts, Issie a #CreditCard and ship it without explicit prior consent of you as the customer who's name it's on?"
Like ain't they afraid someone may steal it and swipe a shitload of stuff with it?
"[...] easy to use solutions that are at the same time private and secure. [...]"
It is easier, faster, cheaper and overall simpler to get someone setup with #XMPP + #OMEMO espechally if they don't have a #PhoneNumber and/or #ID to acquire a #SIM.
And if you go and say, "Just buy a [insert country here] [e]SIM!" and expect #TechIlliterates without a #CreditCard, #PayPal or other means of #OnlinePayment to fiddle around with some #eSIM if not having to get some #eSIMcard because they can only afford to maintain one SIM and can't spend triple-digits on a new devices then you completely missed the point!
It's not that I expect anyone to get #TechLiterate within minutes, but similar to setting up a cordless DECT phone it's something one has to do once in 5 years and just have them put the password in a safe spot to retain...
Point is that #Signal #WontFix their setup and that was evidently clear even before @Mer__edith succeeded #MoxieMarlinspike: Their entire operation has a distinct #CryptoAG stench as it's an #unsustainable #VCmoneyBurning party!
A counterexample on how this could've been done are #Tor, #eMail and other truly #OpenSource as in #MultiVendor & #MultiProvider standards.
NOTHING compells Signal to demand PII, run a #Shitcoin #Scam aka. #MobileCoin that even seasoned #TechLiterates and #CryptoBros can't setup properly, and in fact Signal using phone numbers makes it trivial to discriminate against users and easier for them to identify them!
If my reasoning didn't resonate with you, then try helping i.e. undocumented migrants aka. "#SansPapier|s" to get setup with it without violating laws and/or ToS and/or needing an imported SIM which I'm shure most folks don't have on hand!
Whereas it's trivial to get people setup on one of many XMPP servers I've personally tested!
AFAIK Signal doesn't even have an #OnionService / .onion for their Website, much less any #API enpoints to use it with!
You're free to also provide evidence and supporting data to your arguments, rather then neighsaying against proven to be more secure and reliable [by virtue of decentralization] options like XMPP+OMEMO and/or #PGP/MIME.
The proper fix is to actually assess the situation and acknowledge the risks and limitations as well as the very nature of communications, which means upgrading later is exponentially more painful, thus getting people properly setup once is way easier.
Speaking of #monocles: That business is at least #sustainable because it's funded by users (€2 p.m.) which they can pay anonymously
Now that PayPal balance is just under its limit, would love to get this card there too. It's been well over a year that I've just been paying minimums and mostly just covering interest.
Bringing it down would help my credit score, giving us more of a cushion (important since we don't have an emergency fund).
cashapp/venmo
natsmith89
There's a simple solution to #CreditCardFraud: #Chip + #PIN & #3Dsecure...
@dazfuller Unfortunately the option to pay the old fashioned way, with #Cash, is going away in some #ParksCanada parking lots and no doubt elsewhere. Their new automated parking machines operated by parking lot giant #Indigo don't have that option, just #PayByPhone (#QRCode) or #creditcard https://ottawacitizen.com/news/local-news/no-credit-card-no-smartphone-no-parking-parks-canada-ditches-cash-option-at-rideau-canal-lots
I just received an offer from my #CreditCard company offering me a "better" card but at "the same interest rate".
It lists my current interest rate at "31.75%"!!! 
(And I have excellent credit.)
I used to get a better rate in a back alley from a guy named Sluggo. 
In the 90s, I once worked as a credit card pusher. It was an awful job made worse by me only getting paid by commission sales. One time, a guy was interested in getting a credit card and as I went through the process of filling out the form with him, I realized he was illiterate. And then it became apparent he had no understanding of how credit cards worked and thought it was free money. I couldn't in good conscience saddle him with debt when he didn't know how money worked. So I sabotaged his application in a way that I knew meant he wouldn't be approved.
No money for me, but I had a clear conscience. I had to quit that job because it cost me more money to get to and from work than I was getting paid. What a horrible job that was. #CreditCard #BadJob #capitalism
@keradamo Hi Kera, Nice to meet you, Yes the Pizza was Delicicous, I Just not so Great With Tech, So my Crypto Wallet is Locked. So Now I Have All My #Art AND #Music #Investment = All My Money Locked AND Ofcourse #INGBANK in #Holland #Blocked My #CreditCard Once Again, AND I Work With MALE ARTIST #YOUTOO? So Yeah, They Don't Answer Phones or Know About Legal, And Fuck Up My Financial Situation Like a MALE Conspiracy lol
But yes i think the same about life as your, re Encounters. #Cats #Art
Going down a rabbit hole of international #creditCard #payments, in particular in regards to ZIP/postal code verification. I'm in the US right now and occasionally, when trying to do a predominantly online payment my details get refused because my postal code is 4 digits, 2 letters, whereas a zip code is 5 digits. Apparently this is a big problem when paying for gas using European cards because the machines want a zip as well, and solutions range from entering 00000/90219 to padding the digit part with zeros to make five digits, something that's apparently gotten harder in the last few years. In my case I think it's often clientside validation stopping submission entirely if I type my legitimate postal code, and if it isn't, I rarely get enough error details to see what the exact issue is. Fascinating that we haven't solved this yet but also typical that US cc services think there's no other countries on the planet xd
Just stated: "Honestly, for critical infrastructure, I prefer bank transfers. Credit cards are refused or expire a bit randomly, as we see again here."
Any thoughts, Mastodon?
Ⓐ 
